Buyers

Things To Do in Arizona – June 2018

June is busting out all over!  Well, busting out with fun and sun, that is.  Yes, I know weather is a topic I often talk about, but it seems to be a favorite — especially for people who are just now seeing their first glimpse of Spring. 

Our mornings are delightful for a cappuccino at one of our many outdoor cafes, the parks have plenty of tree shade for a lovely walk with your pups, and the evenings are perfect for an al fresco dinner at any of our amazing resorts.  

There is SO much to do in this lovely month of June!  But rather than me tell you about it, I’ll let you read about it!  Enjoy this month’s edition of Things to Do in Arizona.

 

Things to Do in Arizona – January 2018

Happy New Year!  I have a wonderful feeling that 2018 is going to be a tremendous year for all of us!  Dream homes found, sunny days ahead, making fond memories…. I wish you all the very best this year and look forward to being part of it!  Please contact me if you are thinking of making Arizona (especially Scottsdale) your new home in 2018.  

Meanwhile, just look at all the fun things going on this month in Arizona!

Things to Do in Arizona – February 2016

Love is in the air again…love of Arizona, that is!  While other States are suffering from snowy blizzards, we’re enjoying sunshine and temperatures in the 70’s!  So kick off those thermals, pick up the phone and call me.  I’m ready to show you some home love in our beautiful State of Arizona!  Meanwhile, I hope you enjoy this edition of Things to do in Arizona.

Desert Mountain High School Ranked in Top 500 Schools

Arizona’s reputation for education may not be great, but the state had six high schools land in the top 500 in a new study developed by Newsweek.  One of these high schools was Desert Mountain, located in the highly sought after zip code area 85259.  The report cites, “No. 409: Desert Mountain High School, Scottsdale, which has a 95 percent graduation rate and a 92 percent. It has a college readiness score of 77.4.”

As an experienced and knowledgeable Realtor, I understand the importance of living in an area that has great schools — in fact, it’s why we chose our home, also in the 85259 district, many years ago!  I look forward to showing you homes in this area.  Call me today to schedule an appointment.

To read the full article and learn more about the other top ranking Arizona high schools, please click here.

 

Common Closing Costs

It is important for you to be aware of these common closing costs so there are no surprises on closing day.

PROPERTY TAXES. Based on the month you close, property taxes will be pro-rated between you and the seller.

HOMEOWNER’S INSURANCE. You will be required to pay an entire year’s homeowner’s insurance (hazard insurance) premium at closing.

PREPAID INTEREST. Depending on the day of the month your loan closes, this charge may vary from a full month’s interest to just a few days’ interest.

PRIVATE MORTGAGE INSURANCE (PMI). Depending on the amount of your down payment, you may be required to put a certain amount for PMI into an escrow account.

TITLE INSURANCE FEES. These fees cover both the buyer’s title policy and the lender’s title policy. The title company may also charge fees for a title search, settlement/closing fees, recording fees, notary fees, document preparation, and title examination.

ADMINISTRATIVE, LOAN PROCESSING, AND UNDERWRITING FEES. These fees offset the cost of processing your loan request, obtaining all the necessary documentation, and evaluating your loan application package.

Other costs that you should be familiar with but do not apply in all cases:

LOAN ORIGINATION FEE. This fee covers the lender’s administrative costs in establishing the new loan. It is generally expressed as a percentage of the loan amount.

LOAN DISCOUNT. Often called “points,” a loan discount is a charge used to allow a lower interest rate than the current market rate. One point is equal to 1% of the loan amount.

Please contact me with any questions.